Last Updated: June 27, 2025
Welcome to SmartSavingsAdvisors. Please read these Terms of Service & Privacy Policy ("Terms") carefully. This document governs your access to and use of our website and services. By using our website, you agree to be bound by these Terms, which include our privacy practices and key disclosures about our business.
Your trust is important to us. We believe in transparency and want you to understand our role before you use our services.
SmartSavingsAdvisors is an independent marketing service. We are not a licensed insurance agency, broker, or underwriter. We do not provide insurance advice, issue policies, or handle claims. All insurance-related services are provided by the licensed professionals and carriers in our network.
This website is a free, advertising-supported service. We receive compensation from our insurance partners when we connect them with potential customers (i.e., when you click a link or request a quote). This compensation may impact how, where, and in what order insurance products or providers appear on our site. Our content is for informational purposes and may not include all insurance companies or all available offers.
The content on this website is provided for general informational purposes only. It should not be considered professional, legal, or financial advice. You should consult with a qualified and licensed professional before making any financial or insurance-related decisions.
Our service connects you with insurance providers. We do not guarantee that you will be approved for coverage or that you will receive a quote. All quotes, terms, and conditions of coverage are determined solely by the third-party insurance providers.
SmartSavingsAdvisors acts as a platform to connect you with licensed insurance carriers and agents ("Partners"). You can provide basic information through our secure forms, and we will transmit that information to our Partners so they may provide you with tailored insurance quotes and information.
By using our services, you agree to:
Be at least 18 years of age.
Provide information that is accurate, current, and complete.
Use our services for personal, non-commercial purposes only and in compliance with all applicable laws.
Refrain from any activity that could harm, disrupt, or impair the functionality of our website.
All content, text, graphics, logos, and materials on this website are the property of SmartSavingsAdvisors and are protected by copyright and other intellectual property laws. You may not reproduce, distribute, or use our materials without our express written permission.
SmartSavingsAdvisors is not liable for any direct or indirect damages, losses, or costs arising from your use of our website or your interactions with our third-party Partners. We are not a party to any agreement you may make with an insurance provider.
This section details our data practices. By submitting information, you consent to the collection and use of your data as described below.
We collect information for the sole purpose of connecting you with our licensed insurance Partners.
When you fill out a form to request a quote or schedule a consultation (e.g., via Calendly), we collect the information you provide, such as your name, phone number, and email address.
We automatically collect technical information like your IP address, browser type, and device information to analyze site usage and improve our services.
We use cookies to enhance your user experience, analyze site traffic, and ensure our platform functions correctly. You can manage cookies through your browser settings.
We use and share your information for specific, limited purposes:
This is the primary purpose. Your personal information is securely transmitted to our licensed insurance Partners who will contact you directly by phone, email, or text message to provide quotes and guidance.
If you schedule a consultation, your information is shared with service providers like Calendly to manage scheduling and send you reminders.
We do not sell your personal information. Your data is only shared with the necessary Partners and service providers to fulfill your request.
We implement industry-standard administrative, technical, and physical security measures to protect the information you submit. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee its absolute security.
You have rights regarding your data. Depending on your location, you may have the right to access, correct, or request the deletion of your personal information. To exercise these rights, please contact us at the email address below.
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles.
We may update these Terms from time to time. The "Last Updated" date at the top of this page will indicate the latest revision. Your continued use of the website after any changes constitutes your acceptance of the new Terms.
If you have any questions about these Terms, our disclaimers, or our privacy practices, please contact us at:{" "} https://smartsavingsadvisors.com/contact